Click here to see the complete review on their website."A handy guide to personal finance and a convincing argument for improved financial literacy. Secrets is a near-encyclopedic compilation of financial advice from Mincher, a self-made multimillionaire... In many ways, the story of how the author made his money is as interesting as the financial counsel he provides... Mincher offers brief chapters on just about every conceivable area of financial inquiry, from credit checks to buying a car to investing in the stock market... But as such it is very valuable indeed; clearly organized and helpfully broken up into bite-size sections, the information is easy to digest. Underpinning it all is the author’s fervent belief that most people need to know more about their money... Useful, credible and smart."
Monday, January 28, 2008
Kirkus Book Review
Yeah!! The book just got a very complimentary review from Kirkus:
Thursday, January 10, 2008
Never Too Early for Financial Literacy
Young Kole is starting to learn about Financial Literacy at a young age, proving that it is never too early for parents to teach their kids about the personal finance topics that will affect them for the rest of their lives. Help someone you know, whether they are young or old(er), by introducing them to The Secrets of Money: A Guide for Everyone on Practical Financial Literacy, which is now available online and in bookstores everywhere!
Wednesday, January 9, 2008
The Free Rider Theory: Health Insurance
I recently had a conversation with a business-owner friend of mine which was very upsetting to me. He was telling me about one of his young employees who participates in “Ultimate Fighting” events for fun. Recently, the employee came to work and his hand was purple after he “injured” it at one of these events. After searching the web to find a local “indigent care” program (since he is not responsible enough to have even basic and inexpensive health insurance), he went to a doctor who confirmed that it was in fact broken.
Apparently, the break is so serious that he will need the services of an orthopedic surgeon. Again, since he has no health insurance, guess who will pay for all of this? Yep, you and me, either in the form of higher prices at the doctor or higher health insurance premiums.
About a year ago, I had to have an orthopedic surgeon put some pins in my ankle to fix a broken bone – although he was great guy and provided me with excellent service, I now know why I had to pay over $4,000 out of my HSA for the day surgery center and his services. The reason it was so expensive is because of people like this who do not pay! It is the same reason that an aspirin in the hospital costs $12.
While I have heard every argument under the sun about why some people do not have health insurance (although it is tough to sympathize when this same person is driving a shiny car, has the newest MP3 player, cell phone and plasma TV), I became almost violently upset in hearing that somebody would be careless enough to not only lack health insurance, but also knowingly engage in a dangerous physical activity to boot. Hey, I may understand if you have some excuse why you cannot “afford” (read: prioritize) health insurance (at his age, the premium would probably be less than $50 per month), but expecting the rest of society to suffer for your medical expenses when you intentionally do something where injury is likely, is just plain inexcusable in my book. Why do you and I have to pay more to support this free rider?
What do you think? Your comments are welcome.
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
Apparently, the break is so serious that he will need the services of an orthopedic surgeon. Again, since he has no health insurance, guess who will pay for all of this? Yep, you and me, either in the form of higher prices at the doctor or higher health insurance premiums.
About a year ago, I had to have an orthopedic surgeon put some pins in my ankle to fix a broken bone – although he was great guy and provided me with excellent service, I now know why I had to pay over $4,000 out of my HSA for the day surgery center and his services. The reason it was so expensive is because of people like this who do not pay! It is the same reason that an aspirin in the hospital costs $12.
While I have heard every argument under the sun about why some people do not have health insurance (although it is tough to sympathize when this same person is driving a shiny car, has the newest MP3 player, cell phone and plasma TV), I became almost violently upset in hearing that somebody would be careless enough to not only lack health insurance, but also knowingly engage in a dangerous physical activity to boot. Hey, I may understand if you have some excuse why you cannot “afford” (read: prioritize) health insurance (at his age, the premium would probably be less than $50 per month), but expecting the rest of society to suffer for your medical expenses when you intentionally do something where injury is likely, is just plain inexcusable in my book. Why do you and I have to pay more to support this free rider?
What do you think? Your comments are welcome.
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
Thursday, December 27, 2007
Positive Book Review - Armchair Interviews
When the new book was released a few weeks ago, several copies were sent to the various reviewers in the industry. This can be somewhat of a tense time for authors, because these organizations can have a big impact on the success of a book, but you never know what they are going to say. Well, the good news is that the first review was just published and it is GREAT! Here is the review summary from Armchair Interviews:
Click here to read the complete book review on Armchair Interviews.
Cheers,
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
"If you are looking for a gift that will keep on giving, I’d recommend The Secrets of Money. It’s a one-size-fits-all kind of reference book, for no matter the age of the person, whether they’re about to open their first checking account or are ready for retirement, they can find something to help them manage their money a little better, I know I did. I give it 5 stars."Although I put my heart and soul into writing a good book, as an author, it is very reassuring to have an independent 3rd party reviewer reinforce your efforts with such positive, impartial comments. My appreciation goes out to both Jan Warren and Andrea Sisco at Armchair Interviews for taking the time to read and review my book.
Click here to read the complete book review on Armchair Interviews.
Cheers,
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
Wednesday, December 26, 2007
Goals for 2008
Merry Christmas and Happy New Year! With the holidays almost behind us, most of us are starting to set goals for 2008, which is just around the corner. I have a lot of big plans and wanted to take a quick moment to share a sampling of what 2008 has in store for me and my book project.
Angela and I attended a lot of holiday parties this season. Many people had read my new book and had good feedback to share, which I enjoyed discussing with them. I was amazed at the diverse occupations and financial situations all of these people had, and how much they all seemed to honestly like my book (granted, they could just be nice, but I really dug to try to get the truth). Readers I spoke with included a retired attorney, an electrician, a bank loan officer, a school teacher, a real estate investor and several college students. My best compliment was from the retired attorney who said that my book was better than Suze Orman’s, because it appealed to a wider range of people and had practical information. Personally, I think that our books are a good compliment, but it is nice to be regarded that highly since she is the undisputed diva of personal finance and someone I admire.
As of next week, my book will have been out for only a month, but it has already done very well sales wise (anyone can sell a book during the holidays...). However, the real work is just beginning. In the early spring of 2008, I am lining up numerous nationwide media interviews to bring awareness to my passionate initiative to better educate all consumers, and not just the business or financial savvy, on the topic of practical Financial Literacy. This will include a nationwide book tour (hopefully, I will be able to fly my 182!), signings and numerous speaking engagements. Please check my Events page for details as they become available.
People traditionally think that individual book sales through brick-and-mortar bookstores are how most authors sell their books. While this is probably true, and I am certainly pursuing that avenue as well, there are also two other sales channels that I am aggressively going after which will allow the project to grow much quicker. The first is quantity discount sales to corporations, groups and schools who purchase 100 to 10,000 of the books at a time to use as a customer/employee premium (gift) or in their programming (teaching). Second, is through professional speaking engagements for groups, trade associations, colleges, corporations and the like who will purchase copies of the book in advance for each attendee (which I will happily autograph afterwards).
Thank you to everyone for your continued encouragement and support. This is a very exciting project, but as you can see above, the real work is just beginning. I am working to apply the same fundaments that helped me be successful in the business world to the “book business,” which I am continuing to learn more about everyday. I look forward to seeing everyone on my 2008 Book Tour!
P.S. If you have not already done so, please give my online Financial Literacy Quiz a try and compare your score with your friends:
www.FinancialLiteracyQuiz.com
Cheers,
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
Angela and I attended a lot of holiday parties this season. Many people had read my new book and had good feedback to share, which I enjoyed discussing with them. I was amazed at the diverse occupations and financial situations all of these people had, and how much they all seemed to honestly like my book (granted, they could just be nice, but I really dug to try to get the truth). Readers I spoke with included a retired attorney, an electrician, a bank loan officer, a school teacher, a real estate investor and several college students. My best compliment was from the retired attorney who said that my book was better than Suze Orman’s, because it appealed to a wider range of people and had practical information. Personally, I think that our books are a good compliment, but it is nice to be regarded that highly since she is the undisputed diva of personal finance and someone I admire.
As of next week, my book will have been out for only a month, but it has already done very well sales wise (anyone can sell a book during the holidays...). However, the real work is just beginning. In the early spring of 2008, I am lining up numerous nationwide media interviews to bring awareness to my passionate initiative to better educate all consumers, and not just the business or financial savvy, on the topic of practical Financial Literacy. This will include a nationwide book tour (hopefully, I will be able to fly my 182!), signings and numerous speaking engagements. Please check my Events page for details as they become available.
People traditionally think that individual book sales through brick-and-mortar bookstores are how most authors sell their books. While this is probably true, and I am certainly pursuing that avenue as well, there are also two other sales channels that I am aggressively going after which will allow the project to grow much quicker. The first is quantity discount sales to corporations, groups and schools who purchase 100 to 10,000 of the books at a time to use as a customer/employee premium (gift) or in their programming (teaching). Second, is through professional speaking engagements for groups, trade associations, colleges, corporations and the like who will purchase copies of the book in advance for each attendee (which I will happily autograph afterwards).
Thank you to everyone for your continued encouragement and support. This is a very exciting project, but as you can see above, the real work is just beginning. I am working to apply the same fundaments that helped me be successful in the business world to the “book business,” which I am continuing to learn more about everyday. I look forward to seeing everyone on my 2008 Book Tour!
P.S. If you have not already done so, please give my online Financial Literacy Quiz a try and compare your score with your friends:
www.FinancialLiteracyQuiz.com
Cheers,
Braun Mincher, Author
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy
www.BraunMincher.com
Saturday, December 8, 2007
The 'Book Business' Update
While it has only been a week since the release of my new book, The Secrets of Money: A Guide for Everyone on Practical Financial Literacy, I have learned even more than I thought possible about how the book business works. Our top distributor has already sold out of inventory 3 times, so that is a good sign (unless you are one of the people who wanted to buy a copy of the book when they are out).
This last 7-10 days have been somewhat of a blur with the shipping of books, press kits, review copies, etc. It is personally fulfilling to see the books actually getting into the hands of people who will enjoy them and benefit from the knowledge I worked so hard to convey.
If you have not already done so, be sure to test your level of Financial Literacy by taking my online 50-question multiple-choice quiz and comparing your results with your friends. Sadly, the national average right now is only 57%, and if you cannot pass with at least 75% you should think about some additional Financial Literacy education (buying my book would be a good start!). Here is the direct link:
http://www.financialliteracyquiz.com/
In my web surfing this week, I did come across several BLOGS related to "Personal Finance" which I found interesting and would like to share:
http://www.iwillteachyoutoberich.com/
www.getrichslowly.org/blog
http://www.thesimpledollar.com/
Holiday Cheers,
Braun Mincher
This last 7-10 days have been somewhat of a blur with the shipping of books, press kits, review copies, etc. It is personally fulfilling to see the books actually getting into the hands of people who will enjoy them and benefit from the knowledge I worked so hard to convey.
If you have not already done so, be sure to test your level of Financial Literacy by taking my online 50-question multiple-choice quiz and comparing your results with your friends. Sadly, the national average right now is only 57%, and if you cannot pass with at least 75% you should think about some additional Financial Literacy education (buying my book would be a good start!). Here is the direct link:
http://www.financialliteracyquiz.com/
In my web surfing this week, I did come across several BLOGS related to "Personal Finance" which I found interesting and would like to share:
http://www.iwillteachyoutoberich.com/
www.getrichslowly.org/blog
http://www.thesimpledollar.com/
Holiday Cheers,
Braun Mincher
Friday, November 30, 2007
Braun Mincher Releases His New Book!
It is with great excitement that I announce my new book was released yesterday nationwide! After more than 3 years of hard work and perseverance, it is very gratifying and a sizable personal accomplishment to finally complete my 472-page "Encyclopedia of Personal Finance."Why I Wrote the Book
Several years ago I found myself in the position to "retire" at the age of 30. I decided to embark on a new mission and pursue my passion to better educate consumers on the topic of Financial Literacy. After seeing how uneducated many adults in this country are when it comes to basic Financial Literacy and how little we are doing to prepare the next generation, I wanted to make a positive difference. By conducting extensive research and leveraging my business experience and education, I have published my new book, The Secrets of Money: A Guide for Everyone on Practical Financial Literacy.
About the Book - Required Reading for Every Adult Consumer!
My book for adults was written to be the single source of "what you really need to know" to be Financially Literate in the real world; everyone should have a copy in their personal library. Written in a conversational and easy-to-read format, the concise information is presented in a practical rather than a theoretical manner and is appropriate for consumers of all education and income levels. You will clearly see how the topics in this book relate to you. Chapters include: Consumer Credit, Mortgage Lending, Real Estate, Car Buying, Insurance, Taxes, Investing, Estate Planning and Keys to Financial Success. See the Table of Contents.
Buy the Book Today!
Buy a copy for yourself and also change someone's financial future with this great Holiday Gift or Stocking Stuffer!
Whether you are 18 or 80 (or anywhere in between), this book is for you! You may purchase the book from either our website by clicking here or on Amazon by clicking here. The cost is the same on each site ($21.95), but Amazon offers free shipping if your total order is over $25. However, if you would like the book personally inscribed or signed by the author (no additional charge), please order it from our website and note such in the "Additional Information" section at checkout.
Testimonials
Obviously, we feel that this book should be a "must read" for every consumer, young or old. However, do not just take our word for it. Click here to see what others have to say!
100% Satisfaction Guarantee
You Have Nothing to Lose and Everything to Gain! We guarantee that the value of what you learn from buying this book will more than pay for itself. If not, send it back for a full refund of the purchase price. How many other books can offer this guarantee?
Test your Knowledge of Financial Literacy!
Take our 50-question multiple-choice quiz and compare the results with your friends. If you cannot pass with at least 75% then you NEED to read this book! Click here to take the Financial Literacy Quiz!
Thank you to everyone for your continued support of this project. I am sure that you will enjoy reading the book yourself and will find the information useful. Please also consider giving a copy to your friends and loved ones.
Happy Holidays,
Braun Mincher
Visit my Website: www.BraunMincher.com
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